If you’re a boat owner in the Rio Rancho, NM region, you may be considering comprehensive or seasonal boat insurance. Determining if seasonal boat insurance is right for you depends greatly on numerous lifestyle factors, the number of boats you own, and how frequently they are used on the water. Working with a specialized insurance agent from Franklin Insurance Agency can help you determine if seasonal boating insurance is ideal for you and your watercraft.

Usage

If you’re considering seasonal boat insurance, consider how frequently you use your boats or watercraft. A comprehensive plan may also allow you to customize coverage periods based on the number of boats or watercraft you plan to insure.

Storage During Off-Seasons

Even if you do not plan to use your boats or watercraft during the off-season of the year, you may want to consider seasonal insurance plans that still protect your investments even when they are not on the water. Protecting your boats and watercraft while in storage is much easier with a custom-tailored seasonal boat insurance policy.

Potential Risks

Even if you only boat during specific seasons, proper insurance can protect you from vandalism, theft, and property damage. The right coverage policy will also protect against natural disasters, storms, and accidents while you’re out on the water.

Legal Requirements

In some areas throughout New Mexico, boating insurance may be required by law. Depending on where you intend to use your boats and watercraft, seasonal boating insurance may be necessary to prevent fees and fines.

If you’re curious about seasonal boat insurance and live in the Rio Rancho, NM area, contact Franklin Insurance Agency today. Our agents will work with you to determine if seasonal boat insurance is right for you based on the type of boats and watercraft you currently own or intend to invest in.