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New Mexico offers beautiful scenery and wide open spaces to enjoy your motorcycle. However, it’s crucial to have adequate insurance coverage for your bike, just as you would for a car or any other vehicle. To make sure you’re adequately covered, you may want to consider add-on insurance.
What is Add-on Insurance?
Add-on insurance can cover expenses that a standard policy doesn’t. It is typically added to an existing policy for an additional cost. This type of insurance is also sometimes called a rider or an endorsement.
What Add-ons Are Available for Motorcycle Coverage?
There are several types of potential add-ons. The following are a few options:
- Accessory Coverage: This would help cover replacing or repairing customized parts such as special seats, a custom paint job, or electronics.
- Rental Reimbursement Coverage: This type of add-on insurance helps cover the cost of renting a motorcycle or other vehicle if your bike is damaged or stolen.
- Comprehensive Coverage: A comprehensive add-on could cover non-accident events such as a motorcycle being damaged by vandalism or a natural disaster.
- Roadside Assistance: Even if you have a great motorcycle, breakdowns can happen. A dead battery and tire punctures can happen to anyone. Adding roadside assistance add-on coverage means you’ll have assistance whenever needed.
- Medical Payment Coverage: This insurance can assist with medical payments if you’re injured in a motorcycle accident.
Why Choose Franklin Insurance Agency in Rio Rancho, NM?
At the Franklin Insurance Agency, we can provide you with several types of insurance coverage, including add-ons. We can assist you when selecting the right add-on insurance for your motorcycle. Contact an agent serving the Franklin Insurance Agency in Rio Rancho, NM, today.