Being a lucky motorcycle owner is not enough. It would be best if you also thought about how to protect your precious vehicle, and having proper motorcycle insurance is one of the best ways to do it. Finding motorcycle insurance based on your needs and budget is challenging. If you are currently shopping for motorcycle insurance, here is what you need to know:

What Do You Need to Know About  Motorcycle Insurance?

Here is a list of the most important facts about motorcycle insurance:

• Auto insurance does not cover your motorcycle. Many people mistakenly believe they do not need motorcycle insurance if they already have auto insurance. The truth is that auto insurance covers your car only. If you also have a motorcycle, you must purchase separate insurance. 
• The cost of your motorcycle insurance depends on certain factors. The three main factors affecting the cost of your insurance are who you are, what type of motorcycle you have, and where you live. 
• Motorcycle insurance does not cover everything. It is important to know that not all types of accidents are covered by motorcycle insurance. The following situations are not covered: racing or operating a bike without registration or proper license, riding while being under the influence, and others. 

Trustworthy and Reliable Insurance Company in New Mexico

Are you shopping for motorcycle insurance in Rio Rancho, NM, or Albuquerque? Do you want an insurance policy to cover your motorcycle and protect you on the road? Franklin Insurance Agency is here to help you. We specialize in various types of insurance, including motorcycle insurance as well. We are ready to help you find a perfect policy based on your personal needs and budget. Do not hesitate to contact us – we are here for you.